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1. v1.3.0Laatste

   1014 juni 2026

   "Local & in sync" — the largest release to date. Three tracks shipped:

   goals & motivation, take-it-with-you, and insight & records. The fourth track

   (local-first end-to-end-encrypted device sync) is in active development for a

   follow-up v1.4 release.

   Added9

   • Base-currency FX conversion — non-EUR account balances now roll into a single reporting currency you choose, using a pluggable, offline-capable rate source. Closes the gap where non-EUR accounts were silently excluded from the net-worth headline.
   • Savings goals — set a target amount and date, track contributions, and see a forecast-driven projected finish date for each goal. The dashboard surfaces your nearest-finishing goals at a glance.
   • Savings pots / envelopes — carve virtual sub-balances ("pots") out of a real account and assign money to them without moving it between banks; pots reconcile against the real account balance so the numbers always tie out.
   • Responsive, installable PWA — every screen is now phone-legible, and the app installs to your home screen with an offline app-shell. Financial pages are never cached offline (privacy by construction); the transactions list gets phone infinite-scroll. Charts upgraded (ApexCharts 5).
   • PIN / biometric app-lock — protect the app with a PIN (Argon2id + libsodium key-wrap) and/or device biometrics (WebAuthn / Touch ID), with a server-authoritative idle re-lock, a privacy veil, and cross-tab lock sync. Also establishes the at-rest key-unlock gate that the upcoming sync feature will build on.
   • Bills / cash-flow calendar — upcoming fixed payments laid out on a calendar with a running projected balance, so you can see what's due and what you'll have left.
   • Tax-deductible tagging + per-year export — tag tax-relevant transactions (with an optional deduction category and note) from the transactions list, detail view, counterparty profile, or cash book; review a whole year on the /tax cockpit; and export the year's set as CSV or PDF for your records. Ships a six-country deduction-category corpus and a setup-wizard step.
   • Full-text search over your entire history — a fast FTS5 index over merchant names, descriptions, and tax notes powers a ⌘K command palette and a search-and-filter surface on /transactions, with date / account / amount / category filters and typed account: / category: / amount: / after: / before: tokens.
   • Unusual-charge / anomaly alerts — beatrax now proactively flags charges that look out of the ordinary: much larger than your typical spend for that merchant or category (robust median/MAD statistics), a large charge at a brand-new merchant, or an apparent duplicate within a short window (excluding known recurring series). Alerts appear through the existing alerts surface via a "Subscription drift ↔ Unusual charges" switch, with reason chips, a dashboard tile, and a nav badge. Each alert is acknowledge-/snooze-/dismiss- able; "mark as expected" creates a narrow, server-computed suppression rule you can see and remove in Settings (with one-tap undo). Detection runs on the queue (never slowing imports), with a one-time full-history backfill on first activation. Tunable sensitivity and a minimum-amount floor in Settings.

   Security1

   • The anomaly feature shipped with a full STRIDE threat model verified against the implementation (22/22 threats closed): every background-job query is explicitly user-scoped, suppression bands are computed server-side (never client-trusted), alert state changes go through a single audited state machine, and cross-user access returns 404.

   Bekijk deze release op GitHub →7 installers bijgevoegd

2. v1.2.0

   247 juni 2026

   Added12

   • CHANGELOG.md as the source of truth for release notes, automatically published into each GitHub Release body by the release workflow.
   • Cash book — a new /cash page to hand-enter cash and other off-bank spending (or income) so it lands in the same ledger as your imports: manual entries categorise, recur-detect, and count toward your month exactly like imported ones, because they flow through the canonical recording pipeline (a synthetic per-user Cash account + a "manual" source). Manual rows are user-owned and deletable (unlike immutable imported rows). The amount field accepts plain and Dutch-grouped formats; the chosen category is validated as your own; and two genuinely-distinct identical same-day entries both record (the recorder bumps the booking time on a fingerprint collision rather than dropping the second).
   • Net-worth roll-up — the dashboard leads with one figure across all accounts (assets minus liabilities), with an expandable per-account breakdown. Each account's balance is the same anchor the forecast uses as "today's balance", already sign-correct (a credit card counts as what you owe). Sums EUR-denominated accounts into the headline figure and flags when a non-EUR account is left out (no balance FX conversion yet); the internal paypal_funding routing account is excluded. Backed by a new NetWorthQuery Public service over the previously-internal balance resolver.
   • Month-over-month spending — the dashboard shows a "This month vs last" card: the current period's total spend with the signed change against the previous period, and the categories that moved the most (each with its delta). Spending more reads in rose, less in emerald. Uses the same EUR-settled outflow definition as the rest of the ledger, so the figures reconcile; renders nothing until there is a prior period to compare.
   • Sidebar count badges — the nav items (Transactions, Recurring, Counterparties, Drift alerts, Budgets, Subscriptions, Imports, Receipts) now show how many items each holds. All counts come from a single per-user cached payload (NavCountsService, short TTL, invalidated on demand) so the sidebar — which renders on every page — never fans out a pile of COUNT queries per render. Large counts are compact-formatted (e.g. "3.1k"), and a count of zero hides the badge to keep the rail calm.
   • "You could save here" insights — the dashboard shows a "Ways to save" card that pairs your recurring subscriptions with the most relevant official link from the support-resource corpus: a cheaper / student / retention plan where one exists, a cancellation page when a subscription's price has drifted up, or a gentle review nudge for an ongoing charge. Each suggestion is dismissible (and stays dismissed), and the whole set is cached per user so the dashboard never re-runs the resolution on every render. Purely informational — beatrax surfaces the official link, it never cancels or switches anything.
   • Recurring ↔ counterparty navigation — a counterparty profile's Recurring card now lists that merchant's recurring series (each linking to the series detail), and the recurring series detail page links back to the counterparty profile. Resolved through the shared transactions.counterparty_id, so it is exact rather than name-matched.
   • Settings redesign — the Settings page is reorganised from a narrow flat list into wider, titled cards (Appearance · Preferences · Forecasting · Importing · Shared merchant list · Data & backup · Help · Developer), keeping every existing control and behaviour, with proper padding from the nav.
   • Encrypted backups — Settings → Data & backup can now download a passphrase-encrypted snapshot of your whole database (a VACUUM INTO copy, encrypted in place and streamed as a .sqlite.enc file), safe to keep on an external drive or in cloud storage because it is unreadable without the passphrase. Encryption is quantum-safe by construction: a purely symmetric scheme (no public-key step, so no Shor exposure) using Argon2id key derivation and XChaCha20-Poly1305 with a 256-bit key. The plaintext snapshot is locked to 0600 and deleted as soon as it is encrypted; the passphrase never persists. Settings → Data & backup can also restore from an encrypted backup: upload the .enc, enter the passphrase, and type the confirmation phrase. The file is decrypted and integrity-checked first — a wrong passphrase or corrupt backup throws before anything changes — then a pre-restore snapshot of the current database is saved and the verified backup is swapped in (reload to see the restored data). Available on the SQLite (desktop) build; on a server, use php artisan db:restore (which gates on maintenance mode) instead.
   • Support-resource profiles — a counterparty profile now shows a "Support & cancelling" card (merchants) or "Getting help" card (government) with the official cancel / help / cheaper-plan links, a tel: helpline, and — where a service genuinely supports it — a one-click pre-filled cancellation mailto:. Backed by a new bundled resources/corpus/support/<country>.yaml corpus (researched for ~25 common subscriptions and the main NL agencies; the cancellation method, e.g. online form / phone / registered letter, is shown in a note since none of these document email cancellation). Looked up by word-level brand matching that tolerates legal-entity suffixes ("Netflix International BV" → Netflix) without false-matching ("Apple" never matches "Applebee's"; a plain "Albert Heijn" grocery charge never inherits the "Albert Heijn Premium" cancel card). Link schemes are restricted to http(s) and the mailto address is injection-guarded.
   • Subscription Drift Watch — a new /drift/watch page ("Subscriptions" in the sidebar) that ranks your approved subscriptions by how much their price has crept up since the first charge, each with a baseline → latest figure, a signed €/% delta, an amount-history sparkline, and an "open alert" badge that deep-links to the drift alert. The subscription-centric companion to the alert-centric /drift page; reuses the recurring occurrence history rather than adding a new store, and reads the full history so the baseline is the true first charge.
   • Category Budgets — a new /budgets page (Budgets module) to set a monthly spending ceiling per expense category and track the current period's spend against it, with a status-coloured progress bar (under / near / over), remaining amount, an inline editor, and a period total. Budget writes are validated against the user's own + global expense categories (a client-supplied category id can never attach a budget to another user's category), and the amount field accepts both plain and Dutch grouped formats. An optional Budgets step is added to the first-run setup wizard so new users can set a few category budgets during onboarding (or skip it); a step added after a user already finished onboarding is seeded as skipped, so finished users are not dropped back into the wizard.

   Fixed3

   • The receipt-conflict resolver ("Use receipt") no longer 500s on a malformed stored value: a non-JSON incoming_value is skipped (not applied) while the pending row is still cleared, matching the read side's tolerance. The demo seeder now JSON-encodes the conflict values like the production producer.
   • Server-deployment support alongside the NativePHP desktop build. config now defines Postgres, MySQL, and MariaDB connections (SQLite stays the default, so the desktop build is unchanged), selectable via DB_CONNECTION + the DB_* env vars. A new interactive php artisan beatrax:setup command walks a self-hoster through writing .env (app URL, application key, database), verifies the connection, and hands off to beatrax:install in a fresh process. A deploy/server/ recipe ships a single-container FrankenPHP image (code + assets baked in) with Postgres, a queue worker, and the scheduler, and .docs/deployment.md documents both the Docker and the bare-metal (clone-without-Docker) paths, including logging to stderr, the database queue (no Redis/Horizon on a server), and keeping the Dev Console off in production.
   • Import other European banks' CSV exports via a preset-driven generic CSV importer. Bundled presets cover N26, Revolut, and ING (Netherlands), each selectable under a new "Other bank" source in the import wizard. The engine handles the cross-bank differences — signed vs separate debit/credit columns vs an "Af/Bij"-style direction indicator, comma-or-dot decimals with thousands separators, per-row or fixed currency, and varied date formats — matches columns by a normalised header name (tolerant of minor spelling differences), skips pending/reverted rows (e.g. Revolut State) instead of aborting, and rounds sub-cent amounts rather than truncating. Adding another bank is a data-only change (a new entry in CsvPresetRegistry).

   Added3

   • Government-agency and bank-fee classification now lives in a regex-capable, per-country YAML corpus (resources/corpus/<type>/<country>.yaml) instead of hardcoded Dutch keyword constants. Patterns may be literal substrings or a regex: body, and the bundled set covers tax / social-security / broadcast-fee agencies across all 27 EU member states plus the UK, US, Canada, and Ukraine (e.g. Finanzamt, DGFiP/URSSAF, HMRC, IRS, Canada Revenue Agency, the German Rundfunkbeitrag). Patterns are collision-safe: risky short acronyms use regex:\b…\b word boundaries or the agency's full name, and agencies whose statement descriptors carry only a payment reference (not the agency name) are deliberately omitted to avoid false positives.
   • The internal bank-statement parsers are no longer branded around a single bank: the generic CAMT.053 and MT940 adapters, their helpers, and the shared amount parser moved from Internal/Adapters/Asn to a neutral Internal/Adapters/Banking namespace (Camt053Adapter, Mt940Adapter, BankAmountParser, …), and the matching Import-module payment-type hinters to Internal/Parsers/Banking. ASN's own proprietary CSV adapter keeps its name (it is one specific bank's format, like the new N26/Revolut/ING presets). No behaviour change; format keys are unaffected.
   • The bundled merchant corpus is reorganised into per-country files (resources/corpus/merchants/<country>.yaml, region inferred from filename) and expanded to ~600 merchants across all 27 EU member states plus the UK, US, Canada, and Ukraine — supermarkets, fuel/energy, telecom, streaming, transport, retail, insurance, and food delivery, with pan-European subscriptions and payment-facilitator prefixes (PAYPAL *, GOOGLE *, AMZN MKTP) in merchants/eu.yaml. Merchant patterns support the same regex: prefix as the rest of the corpus, used to give collision-prone short brand tokens (DIA, ICA, NOS, TIM, …) word boundaries so they no longer match inside ordinary words.

   Changed4

   • User-facing copy and the README now describe beatrax as a generic European personal-finance tool (any bank that exports CAMT.053, MT940, or CSV, plus cards and PayPal) rather than an ASN-specific one. Format-specific names and the genuine ASN-format parsers are unchanged.
   • Updated dependencies to clear outstanding Dependabot updates: guzzlehttp/guzzle, google/apiclient-services, nativephp/desktop, larastan, and Pest on the PHP side; fuse.js, vite, and concurrently on the front-end side.
   • Renamed the generic statement-format identifiers asn-camt053 → camt053 and asn-mt940 → mt940, since CAMT.053 (ISO 20022) and MT940 (SWIFT) are pan-European standards rather than ASN-specific formats. Existing imports are migrated automatically; the ASN-specific CSV layout (asn-csv) keeps its name.
   • The personal-transfer counterparty heuristic now recognises any valid SEPA IBAN, not just Dutch ones, using proper mod-97 + country-length validation (via jschaedl/iban-validation). A German, French, or Belgian personal transfer is now classified as a person rather than falling through to "unknown". All test/demo fixtures use real, checksum-valid IBANs.

   Fixed2

   • Resolve seven static-analysis findings surfaced by the larastan/phpstan upgrade (the OAuth secrets store's per-inbox map is now typed with the array-key it actually uses), and cap phpstan's worker count so the quality gate runs deterministically in the Docker toolchain.
   • The Docker dev toolchain now points the Pest/PHPUnit suite at the isolated sqlite_testing connection instead of the WAL-configured sqlite connection, so the full test suite runs cleanly in the container instead of failing thousands of tests on a RefreshDatabase isolation clash.

   Bekijk deze release op GitHub →7 installers bijgevoegd

3. v1.1.1

   36 juni 2026

   What's Changed3

   • fix: Windows install time (decrease composer dependency files)
   • fix: loopback 403 flood
   • chore: standardise on Docker toolchain

   Bekijk deze release op GitHub →7 installers bijgevoegd

4. v1.1.0

   03 juni 2026

   Deze release is zonder notities gepubliceerd.

   Bekijk deze release op GitHub →7 installers bijgevoegd

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